As a business owner or HR manager in Arkansas, choosing the right health insurance plan for your employees can feel overwhelming. One term you may encounter during the quoting process is medical underwriting. But what exactly does it mean, and how does it impact the...

Learn the key differences between urgent care and emergency rooms, how each is covered under medical insurance, the hidden costs, and when to use each facility. Urgent Care vs. Emergency Room: Key Differences Every Patient Should Know When a sudden illness or injury...

In today’s fast-paced workplace, employees need convenient, affordable, and reliable access to healthcare. Telemedicine—virtual visits with licensed healthcare providers via phone, video, or app—has quickly become one of the most valuable tools in employee benefits...

Learn what a Flexible Spending Account (FSA) is, its pros and cons, and why Arkansas business owners may choose FSA health plans for employees.

As an employer, you’re always looking for ways to offer meaningful benefits that support your employees’ personal and professional lives. One benefit that’s often overlooked but highly valued is the Dependent Care Flexible Spending Account (FSA). A Dependent Care FSA...

: Learn what a Health Savings Account (HSA) is, its pros and cons, and why business owners may choose HSA-compatible health plans for employees.

Learn what a Health Reimbursement Account (HRA) is, its pros and cons, and why Arkansas business owners may choose HRA-based health plans for employees.

Prescription drug expenses continue to rise year after year, and for many employers in Arkansas, pharmacy claims are one of the biggest cost drivers in their employee health plans. Employees also feel the pinch directly, with higher copays and out-of-pocket costs. The...

If you’re a business owner or HR manager in Arkansas exploring health insurance options for your team, you’ve likely heard the term “level funded health plan.” But what does it mean, and how does it compare to Affordable Care Act (ACA) compliant health plans?...

As a business owner or HR manager in Arkansas, offering health insurance to your employees is a critical responsibility and a significant expense. One increasingly popular option for employers is a self-funded health plan. Unlike traditional fully insured plans,...